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Heroes Home Rewards

Helping Heroes unlock thousands in savings when buying or selling a home

Most Heroes don't realize the benefits available to them when buying or selling a home. Grants, closing-cost assistance, cash-back rewards, fee waivers, Hero credits, and $0 down payment options are some of the benefits that may all apply. We find what fits your situation and put the benefits in the right order before the important decisions are made.

  • Built for the Hero community
  • Nationwide access (USA)
  • Use HHR every time you buy or sell, not just the first time
Schedule a Hero Benefits Call See more than 10 ways to save

Eligible Heroes include past and present military, law enforcement, medical professionals, firefighters, educators, and ancillary staff.

Schedule a Hero Benefits Call

10–15 minutes. No commitment. Uncover the benefits that apply to your situation.

You're in

Thanks, Hero. Now pick a time.

A Hero Specialist will reach out shortly. To lock in your Hero Benefits Call now, choose a time that works for you.

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Nationwide savings Organizational partnerships Buy or sell, every time PCS & relocations

The problem

You may be missing ways to save

Most Heroes have heard about the VA loan and assume it's the only benefit available for Hero groups. Though a valuable benefit, it's only one piece of the puzzle. That is the information gap that HHR looks to close.

One early decision can make some benefits unavailable. Starting in the wrong place can quietly close the door before you even know it exists.

A service member and his partner reviewing paperwork at their kitchen table
10+ways to save1is all most Heroes know

More ways to save

More than 10 ways to save. Most Heroes know only one.

Three categories, more than ten ways to save. Your situation determines what applies, and many opportunities can be combined. You do not need to become an expert in every program. You just need to start with the right conversation.

Financing & assistance
  • VA financing
  • Non-VA financing
  • Down-payment assistance
  • Closing-cost assistance
  • Assumable loans
Hero savings
  • Hero Grants
  • Cash-back rewards
  • Military-related fee waivers
Property & financial savings
  • Seller/builder credits
  • Inspection/vendor savings
  • Debt payoff/consolidation

A Hero Benefits Call helps identify what may apply to you.

Find out what applies

The order matters

Starting in the wrong place can cost Heroes thousands

Finding the opportunities is only part of the job. They also have to happen in the right order. Once certain decisions have been made, some options may disappear. Our Hero Specialists recognize and evaluate where you can receive the greatest overall benefit.

  1. Hero Benefits Call

    We learn about you first: your goals, your timeline, what you are trying to accomplish.

  2. Financing

    Then we choose the loan, with every grant, credit and reward already in view.

  3. The property

    The financing shapes which homes and which builders make sense.

  4. Negotiation and closing

    The home shapes the negotiation. Benefits secured earlier stay on the table.

Real Heroes. Different strategies.

The right plan depends on the Hero

Santa Clara County2.5% Interest Rate Loan AssumptionA VA loan transfer + two additional benefits combined.
PCS to DallasHero Grants on the sale and the purchasePlus two additional benefits, during a move from California to Texas.
Los Angeles County$0 out of pocket without a VA loanCoupled with a closing cost grant as well as a Hero grant to purchase with $0 out of pocket.

Examples reflect individual transactions. Eligibility, programs, financing and results will vary.

Hero advocacy

Hero advocacy starts with you

HHR advocates for you. We look at the whole picture, find what applies to your personal situation, and help combine the right benefits in the right order to ensure that you and your family are not leaving money on the table.

How Hero advocacy works A triangle with your goals at the center. Find the benefits at the top, combine benefits at the bottom left, and put them in order at the bottom right. FIND THE BENEFITS YOUR GOALS COMBINE BENEFITS PUT THEM IN ORDER
Use HHR every time you buy or sell. Not only for first-time buyers.
A Hero Specialist walking a service member and his partner through their options on a laptop

Before your next move, start here

The best time to call is before you feel ready.

Before you choose a lender, tour a property, write an offer or sign a listing agreement, start with a Hero Benefits Call. You are not calling to begin a purchase or sale. You are calling to make sure valuable benefits are not missed before you make your first move. You don't need to know what to ask. That is what the conversation is for.

10–15 minutesNo commitmentNothing to sign
Schedule my Hero Benefits Call The worst time to learn about a benefit is after it is no longer available.
Schedule a Hero Benefits Call